About Us

Topanga Consulting is a boutique Fintech consulting firm specializing in building and growing products and businesses; in the mid-market, cash and underbanked financial services sector; delivered via self-service retail.

Our mission is to identify executable product roadmaps and business strategies to enable Fintechs to grow to the next level.

We focus on the overlap of the Fintech industry and product management functions. With broader functional expertise that spans marketing, operations, finance, sales, compliance and technology, we bring a diverse and well-rounded perspective to help build executable product solutions and strategies that balance those wide sets of needs.

We offer both individual consulting engagements and, through our network of partners, larger solutions. We focus both externally on customers, competitors and regulatory environments and also internally on capabilities, teams, processes and funding to ensure we can recommend a product approach that is both worthwhile and achievable.

Additionally, our background in start-ups, as entrepreneurs, and veterans of half a dozen company exits/acquisitions, helps SMB and start-ups looking to transition.

Lastly, a deep background both leading and partnering with technology teams can help identify outsourced technology partners and solutions.

Managing Partner, Michael Jack, brings a wealth of experience with 25+ years in the financial services space. Specific accomplishments

  • Built out the world’s largest Bitcoin ATM and self-service cash accepting network
  • Launched five ‘zero to one’ products/business lines including an advertising network, gift card kiosk platform, underbanked SaaS solution and a small business credit card
  • Negotiated about $1B in contracts with product, technology and client partners
  • Designed and delivered programs that drove 25% improvements in fraud and saved millions annually
  • Led the delivery of dozens of technology programs as cross-functional leader or delivery lead

Functional expertise:

  • Over 10 year’s experience leading P&L’s as a General Manager or Head of Product across multiple businesses
  • Over 20 year’s of experience leading product and/or cross-functional program teams
  • 10+ years leading technology teams
  • Additional leadership across finance, analytics, fraud, operations, sales and marketing

Sector Experience:

  • Managed kiosks and/or ATM’s across five companies
  • Alternative Financial Services: Deep expertise growing financial services products for the underbanked and cash focused consumers across multiple companies and products including international remittance, P2P, bill pay, cash load, check cashing and prepaid programs
  • Payments: managed product lines in the cryptocurrency, credit card, prepaid, gift card and wallet spaces
  • Has owned companies as an entrepreneur and worked in start-ups while also leading business units within mid- to large size companies

Additionally, Topanga Consulting has a network of professionals in the Fintech space to bring in for specific engagements and/or expertise.

For more details on what we do, review the Fintech & Product Management tab or reach out via the Contact Us page